General Liability Insurance Explained
General liability insurance is one of the most common business policies. This explainer covers what GL may protect against, typical exclusions, and how limits work.
· 7 min read
General Liability Insurance
Learn about general liability insurance for businesses, including third-party injury and property damage coverage.
This general liability insurance guide explains the concept, then connects it to the rules and coverage choices that apply in Maryland, Virginia, and Washington, D.C.
Featured Guide
Maryland, Virginia & Washington, D.C.
State-specific general liability insurance rules and coverage considerations.
Public insurance case files
Insurance in the real world
Public records and regulatory reports can show how insurance rules affect actual consumers. These files are not customer testimonials.
Maryland · Public record
More than $70 million in 2025
How Maryland insurance complaints can produce real consumer recoveries
The Maryland Insurance Administration reported that it recovered more than $70 million for Maryland consumers in 2025 by helping resolve insurance complaints and related issues. The figure covers many complaints across several agency units and does not predict any individual's result.
Maryland Insurance Administration · January 29, 2026