Workers' Compensation Insurance Explained
Workers' compensation insurance provides benefits for work-related injuries and illnesses. State rules on who must carry it vary — this explainer covers the basics every employer should know.
· 7 min read
Educational guides on workers' compensation insurance requirements for employers in Maryland, Virginia, and Washington, D.C.
This workers' compensation insurance guide explains the concept, then connects it to the rules and coverage choices that apply in Maryland, Virginia, and Washington, D.C.
State-specific workers' compensation insurance rules and coverage considerations.
Public insurance case files
Public records and regulatory reports can show how insurance rules affect actual consumers. These files are not customer testimonials.
Maryland · Public record
More than $70 million in 2025
The Maryland Insurance Administration reported that it recovered more than $70 million for Maryland consumers in 2025 by helping resolve insurance complaints and related issues. The figure covers many complaints across several agency units and does not predict any individual's result.
Maryland Insurance Administration · January 29, 2026